If you are familiar with LendingClub in America, you will get what Pandai.cn is trying to do. Online consumer finance or Peer to Peer (P2P) in China is a very new concept in China, where cash still dominates most transactions. However this isn’t the first time, an online lending platform was attempted in China. Calvin Chin, attempted to test the model with student loan market with Qifang.cn

Founder and CEO, Roger Ying is a Stanford Graduate and grew up in South Africa. He came to China to help China develop faster and he’s picked a very challenging market with his team of 6 in Beijing.

Ying claims that social lending is a 7 Trillion + RMB/year market in China. Pandai.cn delivers next generation online financial services by providing credit loans for borrowers and high fixed income products for lenders on safe, transparent and easy-to-use online platform. Moreover Pandai.cn will be the only company in China that will allow its customers to build credit and price loans that are tailored to its customers.

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Jason Lim

Jason is an Australian born Chinese living in Beijing, specializing in entrepreneurship, start-ups and the investment eco-system in China, especially in the tech and social area.