China is the largest market place for internet lending in the world, almost quadrupling the rest of the world combined at nearly $60 billion in ‘originations’ (where loans are being ‘originated’).

In this episode, Tharon Smith, the Managing Director of Lendit China, joins us in a discussion on China’s online ‘black economy’ and the difficulties of gaining credit or obtaining a proper credit score. We also talk about the role that internet banks will play in this field helping small to medium-sized businesses obtain loans in the future.

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TechNode Guest Editors represent the best our community has to offer: insight and perspective on how technology is affecting business and culture in China